Keep any doctor. Skip the surprises.
A Medicare Supplement (Medigap) plan fills the gaps Original Medicare leaves, so your costs stay predictable and you can see any doctor in the country that accepts Medicare.
In one sentence
Original Medicare pays roughly 80% of approved costs, a Medigap plan picks up much of the other 20%, giving you freedom to see any doctor and far fewer surprise bills.
Freedom, simplicity, predictability
Any doctor, no networks
See any provider in the U.S. that accepts Medicare, no referrals, no surprises when you travel.
Predictable costs
With a comprehensive plan like Plan G, most of your covered medical costs are handled for one steady premium.
Standardized & simple
Plans are identical by letter across companies, so we just find you the lowest price for the same coverage.
How Medigap plan letters work
Plans come in standardized "letters." Two of the most popular are below, we'll help you pick the right one and the lowest-priced carrier for it.
The comprehensive favorite
Covers nearly all of the gaps in Original Medicare except the small annual Part B deductible. The most popular choice for people who want maximum predictability.
Lower premium, small copays
A budget-friendly option with slightly lower premiums in exchange for modest copays at some doctor and ER visits.
What is a Medicare Supplement (Medigap) plan?
It works alongside Original Medicare to help pay the deductibles, copays and coinsurance it leaves behind, and lets you see any doctor nationwide that accepts Medicare, no networks.
Are plans the same from every company?
Yes. Medigap plans are standardized by letter, so a Plan G is identical no matter who sells it. Only the price and service differ, which is exactly why we shop carriers for you.
Do I still need a drug plan?
Usually yes. Medigap doesn't include prescriptions, so most people pair it with a standalone Part D plan. We help you choose both.
Find your lowest-priced Medigap plan.
Same coverage, very different prices. We compare carriers so you never overpay.